Too often we take “advice” from so-called “experts,” who don’t practice what they preach, nor do they necessarily have the knowledge to do the teaching. In this area, I have experience working with many seniors over the years, and I, too, am a senior, albeit a rookie at 57 years of age. But the combi – nation of my wisdom and education allows me to address this topic, which is very near and dear to my heart.

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